Why not take family time and visit your local library, which is a budget mom's haven? Not only are you exposing you and your children to an educational place, but also many libraries rent items beyond the usual books that most people think of when considering an excursion to library.

Many public libraries carry everything from CDs to DVD movies, often including some of the latest releases. And generally the children's DVD and CD section is quite large and you can find everything from the latest Disney movie to some DVD collections of your children's favorites television shows.

For adults you can change things out by borrowing a book on tape or CD instead of the usual paperback novel. Books on tape can be time savers because you can listen while you do other tasks such as household chores or even while you drive the car pool.

Do check to see what your public library's reserve policy is. If you are waiting for a specific title to become available, some libraries will hold its for you for several days so you can pick up your convenience. The service is no charge, and it helps you plan what you want to see when.