Archive for November, 2008

Free Holiday Planner – Last Chance to Enter!

Sunday, November 30, 2008 18:13 1 Comment

Last chance to enter and win our free MomsBudget planner!  All the details are here!  The contest entries close tonight, and your odds are still pretty good for winning!

This was posted under category: MomsBudget

Free grocery coupons from the MomsBudget Coupon Stash

Friday, November 28, 2008 19:01 17 Comments

Go to to request the ones you want :)

First, thank you to everyone who has sent in coupons, I think we have at least a couple hundred coupons to offer this week!  Our biggest coupon stash yet!  This week is coupons for both United States and Canada.

We have all of the following coupons available.  First come, first served, and we will mail them straight away so you get them in plenty of time to use before they expire.  Full details at the end of the post, but post a comment to request coupons.  And be sure to sign up for the RSS so you never miss out on the coupons!  And we are still running our Holiday Planner contest, so if you comment there too, you can win a free holiday planner.

We have a lot of similar coupons this week, be sure to specify which one (copy and paste is easy!).  If (TAKEN) is next to it, it means someone else has already claimed it!  We do have more than one of some coupons, so status will change to taken when they are all gone.  And there are a couple FREE products too!

So, quick recap of what to do to get your coupons:

  1. Post a comment on this blog entry, stating which coupons you’d like.
  2. Submit your mailing address here, so we know where to send them.
  3. Sign up for the RSS
  4. Let others know about these coupons, the site and our blog AND
  5. Mail your unneeded/unused coupons to MomsBudget (we will include an envelope!)  We ask you send at least the value of the coupons you received… so if you received $15 in coupons, we ask that you send us back at least $15 of your unneeded coupons (must be at least one month prior to expiry date)
  6. Watch our upcoming MomsBudget Coupon Club leaderboards to see who has sent us the most coupons, for added perks, first dibs on coupons and free stuff :)

First, coupons for the US:

Dannon Frusion Smoothie coupon
Save $1 on 4x7oz or 1 4-pack of 7oz.
Exp Dec 31, 2008

Red Lobster Lunch Coupon
$3 off two lunch entrees
Exp Dec 23, 2008

Red Lobster Dinner Coupon
$4 off two dinner entrees
Exp Dec 23, 2008

$5 Smirnoff, Bailey’s Irish Cream, Captain Morgan, Johnnie Walker, Tanqueray coupon  (TAKEN)
Save $5 on 2 bottles of any of the above (750ml only)
Exp Dec 31, 2008

$2 Smirnoff, Bailey’s Irish Cream, Captain Morgan, Johnnie Walker, Tanqueray coupon (TAKEN)
Save $2 on 1 bottle of any of the above (750ml only)
Exp Dec 31, 2008

Kellogg’s Rice Krispies, Frosted Mini Wheats or Crispix cereal coupon
Save $1 on 1 (10oz or larger, any flavor) (TAKEN)
Exp Dec 21, 2008

Kellogg’s Smart Start, Special K, or AllBran
Save $1 on 1 (11.4oz or larger, any flavor)
Exp Dec 21, 2008

Kellogg’s Froot Loops, Apple Jacks, Corn Pops, Cocoa Krispies, Frosted Flakes cereal or cereal straws coupon (TAKEN)
Save $1 on 1 (8oz or larger, any flavor)
Exp Dec 21, 2008

Healthy Choice Fresh Mixers
$1 off any one
Exp December 31, 2008

Campbell’s Soup Coupons  (TAKEN)
Save 25 cents on any 4 Campbell’s condensed cooking soups
Exp Dec 21, 2008

Swanson Stock Coupon  (TAKEN)
Save $0.40 on any 1 Swanson’s Stock 26oz
Exp Dec 21, 2008

Swanson Stock Coupon  (TAKEN)
Save $0.25 on any 4 cans of Swanson Broth
Exp Dec 21, 2008

Swanson Stock Coupon  (TAKEN)
Save $0.50 on any 2 cartons of Swanson Broth
Exp Dec 21, 2008

Dave & Buster’s Coupon
Free $10 gameplay with purchase of $10 gameplay
Exp Dec 21, 2008

Campbell’s Gravy coupon
Save $0.40 on any 4 cans gravy (Beef, Chicken, Turkey)
Exp Dec 21, 2008

Mazola Cooking Oil, Olive Oil & Cooking Spray Coupon  (TAKEN)
Save $1 on any 1
Exp Dec 31, 2008

Betty Crocker Cookie Mix Coupon
Save 40c on any flavor 17.5oz or larger
Exp Dec 13, 2008

Tree Top Juice Products  (TAKEN)
Save $1 on two 100% juice products
Exp Dec 31, 2008

SoyJoy coupon
Buy two get one free, any flavor
Exp Dec 31, 2008

SoyJoy Bars coupon
Save $2 on any 10 bars
Exp Dec 31, 2008

Barilla Pasta coupon  (TAKEN)
Save 50c on two pkgs Barilla whole grain pasta
Exp Dec 14, 2008

Don Francisco’s Coffee
Save $1.50 on 1 can
Exp Dec 15, 2008

Yoplait coupon  (TAKEN)
Save 50c on any 32oz Yoplait yogurt
Exp Dec 13, 2008

Betty Crocker Frosting Coupon
Save 50c on one tub Betty Crocker Frosting
Exp Dec 13, 2008

Breathe Right Coupon  (TAKEN)
Save $1 on any Breathe Right product
Exp Dec 31, 2008

Red Baron Panini Coupon  (TAKEN)
Save 75c on any 1 Red Baron Singles French Bread Panini
Exp Dec 21, 2008

Exedrin Express Gels Coupon Rebate
$6.99 rebate on Exedrin Express Gels 20ct.
Rebate postmarked Dec 31, 2008

Philips Norelco Coupon
Save $5 on purchase of Philips Norelco 7000 or 6000 series razors
Exp Dec 31, 2008 (good deal for Xmas present!)

Mazola Cooking Oil Coupon
Save 50c on Mazola Cooking oil 32oz or more
Exp Dec 31, 2008

Phillips Razors coupon  (TAKEN)
Save $10 on purchase of any Philips Norelco arcitec, Niveo for Men or 8000 series razors
Exp Dec 31, 2008

Healthy Choice Coupon
Buy 5 get one free
Exp Dec 31, 2008

Centrum coupon
Save $1 on any Centrum (Except 30ct)
Exp Dec 31, 2008

Clorox & Children’s Tylenol coupon  (TAKEN)
Save $2 on purchase of a Clorox disinfecting product AND any 1Children’s Tylenol (except trial size)
Exp Dec 31, 2008

Quaker Instant Oatmeal Coupon  (TAKEN)
Save $1 on any 2 boxes
Exp Dec 31, 2008

Refresh Redness Relief Coupon
Save $3 on 1
Exp Dec 31, 2008

Refresh Product Coupon  (TAKEN)
Save $2 on any 1
Exp Dec 31, 2008

Chex coupon (TAKEN)
Save $1 on two Chex ceeals
Exp Dec 20, 2008

True North Nut Coupon
Save $1 off 1
Exp Dec 23, 2008

Sparkle Paper Towels Coupon
Save 35c off 1 6-roll pack
Exp Dec 14, 2008

Angel Soft Toilet Paper coupon  (TAKEN)
Save 50c on 1 6-roll or larger pack
Exp Dec 15, 2008

Caltrate coupon
Save $1 on any (except 30ct)
Exp Dec 31, 2008

Olive Garden Lunch Coupon
Save $2 on two lunch entrees (M-F 11am – 4pm)
Exp Dec 14, 2008

Olive Garden Dinner Coupon
Save $4 on two dinnr entrees
Exp Dec 14, 2008

Free Air Wick Warmer Unit Coupon
Any warmer unit free with purchase of Air Wick Scented Oil Refill
Exp Dec 07, 2008

Air Wick Refills Coupon
$1 off any 2 AirWick Scented Oil Refills
Exp Dec 07, 2008

Oust Surface Disinfectant Coupon
Save $1.50 off any Oust Surface Disinfectant or Air Sanitizer
Exp Dec 20, 2008

Buy One Get One Free Air Wick Coupon
Buy 1 Air Wick air freshener spray and get 1 free
Exp Dec 7, 2008

Lysol Coupon  (TAKEN)
Save 50c on Lysol Bathroom cleaner or Mildew remover
Exp Dec 22, 2008

Lysol Toiler Bowl Cleaner  (TAKEN)
50c off one
Exp Dec 22, 2008

Melitta Coffee coupon  (TAKEN)
Save $1 off 8oz size or larger
Exp Dec 31, 2008

Brawny Paper Towels coupon  (TAKEN)
Save $0.75 on any 1 2-roll or larger pack
Exp Dec 28, 2008

IHOP Lunch/Dinner Coupon
Purchase reg lunch or dinner plus 2 drinks, second lunch or dinner free
Exp Dec 14, 2008

IHOP 20% coupon
20% off entire guest check
Exp Dec 14, 2008

Quaker High Fiber Instant Oatmeal
$1 any 1
Exp Dec 31, 2008

Earth Exotics Coupon
50c off any 1 AMS Exotic Packaged Vegetable
Exp Dec 31, 2008

Free Purina Mighty Dog Coupon
Free can, any variety
Exp Dec 15, 2008

Purina Mighty Dog Coupon
Save $1 on 1 variety pack
Exp Dec 15, 2008

Knudsen Egg Nog Coupon
$1 off any 2 Knudsen Egg Nog products
Exp Dec 31, 2008

Knudsen Whipping Cream Coupon
Save $1 off pint or quart
Exp Dec 31, 2008

Mrs. Cubbison’s Croutons coupon  (TAKEN)
Buy One Get One Free restaurant style croutons
Exp Dec 31, 2008

Reynolds Stuffing Sacks coupon
Save 35c on 2ct pack
Exp Dec 31, 2008

Dunkin Donuts Coffee coupon
Save $1 on one 11oz or larger bag coffee
Exp Dec 31, 2008

Dunkin Donuts coupon
49c donut or muffin when you buy medium or larger beverage
Exp Dec 25, 2008

TAG body spray or invisible solid coupon
$1 off any size
Exp Dec 31, 2008

Nivea Lip Moisturizer coupon
$1 on any
Exp Dec 31, 2008

Nivea body or hand product
Save $1 on any
Exp Dec 31, 2008

Sue Bee Honey
$1 off any SueBee honey
Exp Dec 31, 2008

Crisco Olive Oil product  (TAKEN)
Save 75c on any olive oil product
Exp Dec 31, 2008

Eagle Brand Sweetened Condensed Milk Coupon  (TAKEN)
Save 55c on 1
Exp Dec 31, 2008

Free Rimmel eye shadow coupon  (TAKEN)
Buy Glam Eyes mascara and get free color rush eye shadow
Exp Dec 31, 2008

Rimmel coupon  (TAKEN)
$1 off any Rimmel product
Exp Dec 31, 2008

Rimmel mascara coupon  (TAKEN)
$1 off any mascara
Exp Dec 31, 2008

Vanity Fair napkins coupon
Save 50c on 1pkg
Exp Dec 28, 2008

Vaity Fair plates coupon
Save 50c on 1 pkg
Exp Dec 28, 2008

Jif Peanut Butter
Save $0.3 on any 1
Exp Dec 31, 2008

Hormel Chili Master Chili
$1 off any 1
Exp Dec 4, 2008

Accent coupon
Save $1 on any Accent product
Exp Dec 31, 2008

Free Ore-Ida Steam n Mash potatoes  (TAKEN)
Free when you buy any 2 Ore-Ida frozen potatoes
Exp Dec 31, 2008

White Cloud coupon
Save $1 any size or variety
Exp Dec 31, 2008

Quiznos Coupons (TAKEN)
6 assorted coupons
Exp Dec 15, 2008

H. Salt Fish & Chips coupons
6 asst coupons
Exp Dec 31, 2008

Souplantation coupons
8 asst coupons
Exp Dec 20, 2008

Canadian Coupons

Sunsilk coupon
$1 off any Sunsilk product
Exp Dec 31, 2008

Myoflex coupon
Save $1 on any
Exp March 30, 2009

Nestea Singles coupon
Save $2 on any 3
Exp Dec 31, 2008

Tenderflake, Nutriwhip, Sno’flake shortening, or Maple Leaf Mincemeat coupon
Save 30c
Exp May 12, 2009

 Uncle Ben’s Rice coupon
Save $1 on any 600g wholegrain perfection rice, OR Long grain perfection (700g), OR  converted rice (900g)
Exp March 31, 2009

Carnation Evaporated Milk coupon
Save 25c on any
Exp Apr 30, 2009

Sunmaid Raisins or dried fruit coupon
Save $1.50 on two
Exp april 30, 2009

Splenda coupon
Save 75c on any
Exp Apr 30, 2009

Suckers jam coupon
Save 50c on pure 500ml jam or 310ml no sugar added fruit and concentrated white grape juice spread
Exp Apr 30, 2009

Windsor Kosher Salt
Save 75c on 1 1.36kg size
Exp Dec 31, 2008

Crisco Oil coupon
Save 50c on any Crisco Canola or vegetable oil
Exp apr 30, 2009

Miracle Whip coupon
Save 50c off 1 950ml jar
Exp May 31, 2009

Crisco Shortening coupon
Save 75c on all vegetable or golden shortening
Exp Apr 30, 2009

Robin Hood Minute Oats or Quick Oats coupon
Save 75c
Exp April 30, 2009

Kellogg’s All Bran coupon
Save $1 on AllBran Buds or Guardian cereal
Exp Dec 31, 2009

Olivieri Creations coupon
Save $1 on 900g complete ready meal
Exp Dec 31, 2008

Shake n Bake coupon
Save 30c on any
Exp March 31, 2009

Wafersticks coupon
Save $1 on 2 packs
Exp Dec 31, 2009

Armstrong Cheese
Save 75c on any
Exp Dec 31, 2009

Saputo or Bari cheese coupon
Save 75 on any
Exp Dec 31, 2008

Alive yogurt coupon
Save 60c any size, any flavor
Exp Dec 31, 2008

Bear Paws Cookies
75c off 300g box
Exp March 31, 2009

Air Wick Scented Oil Refills
Save $1 on any 2
Exp March 31, 2009

Air Wick Odor Stop Air Freshener w Baking Soda coupon
Save $1 on 1
Exp March 31, 2009

Scott Towels coupon
$1 off 1 pkg
Exp Jan 31,2009

Kraft Handi Snacks coupon
Save 50c on 1 tri-pack handisnacks
Exp Jan 31, 2009

Kraft Handi Snacks coupon
Save 35c on 2 tri-pack handisnacks
Exp Jan 31, 2009

Shreddies coupon
Save 75c on 600g or 620g size
Exp Nov 30, 2009

Purina Beneful coupon
Save $1 on any variety wet when buy any size Beneful dry
Exp March 31, 2009

Purina Dog Chow coupon
Save $1 any formula, any size Dog Chow or Puppy Chow
Exp Feb 28, 2009

Vicks Custom Care, NyQuil, or Dayquil coupon
Save $1 off any
Exp Apr 30, 2009

Vicks coupon
Save $1.50 on any 2 (excluding throat drops)
Exp Apr 30, 2009

Carnation Instant Breakfast coupon
Save $1 any size, any variety
Exp Dec 31, 2008

Crisco Olive Oil
Save $1 any 1 Crisco Olive oil
Exp Dec 31, 2009

Post Honey Bunches of Oats
Save 75c, any size, any variety
Exp Dec 31, 2009

Green Giant Essentials
Save 50c on any
Exp Dec 31, 2009

V8 V-Plus or V8 vegetable cocktail coupon
Save 75c on 1×1.36L V-Plus or 6x156ml vegetable cocktail
Exp Jan 31, 2009

Pepperidge Farm Goldfish crackers
Save 75c on whole grain variety 180g
Exp Jan 31, 2009

Campbell’s Kids condensed soups
Save 50c on two
Exp Jan 31, 2009

Campbell’s Healthy Request Bowl
Save 75c on 1
Exp Jan 31, 2009

ABC Laundry detergent
Save 50c on 1, any variety
Exp March 31, 2009

Yoplait Tubes coupon
Save $0.50 on Yoplait Tubes 8x60g
Exp. June 20/09

Purina Dog Chow Coupon
Save $1 off any formula, any size of Dog Chow or Puppy Chow
Exp February 28, 2009

Stouffers Lean Cuisine Spa Coupon
Save $1.50 on any two Lean Cuisine Spa products
Exp Dec 31, 2008

Dole Squish’ems Squeezable Fruit Snack Coupon
Save $0.75 on 4x90g box
Exp June 30, 2009

Ricola Cough Drops Coupon
Save $1 on bag (17-19 lozenges per bag)
Exp April 30, 2009

Maple Leaf Coupon
Save $1 on any 2 Maple Leaf bacon, ham, hot dogs, sliced meats, fully cooked roasts or fully cooked strip products
Exp Dec 31, 2008

Kellogg’s “Convenience Food” Coupon
Buy 2 & Save $1 on Pop Tarts, Special K Bars, Yo-gos, All Bran, Nutri-Grain
Exp June 30, 2009

Canola Harvest Margarine Coupon
Save $0.50 on Canola Harvest (original, Flax Oil, Olive Oil)
Exp March 31, 2009

Stouffer’s Bistro Italiano
Save $1.50 on any Stouffer’s Bistro Italiano Product
Dec 31, 2008

Olay Body Wash Coupon
Save $0.75 on any Olay Body Wash
January 31, 2009

Old South Premium Coupon
Save $0.50 on Old South with easy-to-open tetra top pack
Dec 31, 2009

Thyme Maternity Coupon
$10 off purchase of $10 or more
Exp Dec 31, 2008

Melitta Coffee Coupon
Save $1 on any Melitta coffee
Exp. Dec 31, 2008

So, how do you get them?  Pretty simple.  Just post a comment saying which coupons you want.  Then after you make your comment, you then send us you address, (we do not sell this info!) being sure to use the same email address for both. We found that sometimes we were waiting a few days to get mailing addresses, so this should make it speedier. In return, all we ask is that you either tell others about MomsBudget and the MomsBudget Blog (the site has been around giving tips to women since 2001, but our blog is pretty brand new), whether on your own blog or just sharing our site with friends and family, or by sending us your unused coupons for the next coupon stash day!

So, quick recap of what to do to get your coupons:

  1. Post a comment on this blog entry, stating which coupons you’d like.
  2. Submit your mailing address here, so we know where to send them.
  3. Sign up for the RSS
  4. Let others know about these coupons, the site and our blog AND/OR
  5. Mail your unneeded/unused coupons to MomsBudget (we will include an envelope!)

We do ask that coupons have at least a month prior to expiry date on the postmarked date.  We will also keep track of the coupon values you send, it will help you get higher on the priority list when we post our weekly coupon stash, and we will have a couple really awesome giveaways for those who send us the highest $ in coupons as well as the highest number of coupons, and one for the blogger that sends us the most traffic… watch for the pics of what we are giving away later this week.

Lastly, don’t forget to sign up for our RSS feed, so you will know the moment we post our next coupon stash!

This was posted under category: Coupon Stash

How to pick the perfect live Christmas tree

Wednesday, November 26, 2008 3:20 1 Comment

If you want a live Christmas tree this year, make sure you take some of these points into consideration, so you don’t end up buying the wrong tree!  Because there is always the potential for a fire hazard, here are things you should look for and consider when buying a Christmas tree this year.

  • How tall can the tree be?  Measure to the ceiling and chose a tree that is at least one foot shorter.  This will allow room for the tree stand and a star on the top.
  • How wide?  Especially if your tree is tucked into a smaller space, measure to see how wide the tree can be, and make sure the one you buy isn’t too wide for the space.
  • Is it the freshest cut tree?  Ask when the trees were cut and ask specifically where the trees are that were most recently cut.  Just like in a grocery store, many Christmas tree farms will want to sell the trees they cut earliest to be sold first before the ones they have just cut down.
  • How dry are the needles?  The needles can tell you how much the tree has dried out.  The needles should be soft and pliable (ie. bendy), and not dry and snappy.
  • Give the tree a shake.  When you shake a branch and run your fingers along the needles, very few needles should fall off.  If a ton seem to be dropping, go on to the next free.
  • Is the trunk of the tree straight? If the base part of the tree is bent, it will make your tree lopsided in the stand and it won’t stand straight.  So make sure the base is straight as well as the cut on the base.
  • How long is the base?  To be held securely in the tree base, you need to have a good six inches without branches.
  • Have your base and Christmas tree preservative ready to go.  You don’t want to get your tree and then start the hunt to find a base.  Make sure it is all ready to go so that you can get the tree into water and the preservative (here is the recipe to make your own tree preservative) as quickly as possible.
  • Consider a live tree instead of a cut tree.  With a live tree, it will come oacked with roots and soil, and you can plant it outside once Christmas is over.

By following these tips, you should be able to chose that perfect tree for your living room this year.

This was posted under category: Holidays Tags: ,

40 Thanksgiving Day crafts & activities for kids

Tuesday, November 25, 2008 3:54 1 Comment

Need some crafts and activities to keep the kids occupied and busy while the turkey cooks?  Or some easy decorations they can make for some frugal Thanksgiving decor?  We have scoured the web, and here are 40 of the fantastic Turkey Day crafts we have found.

  1. Make salt dough gingerbead boys & girls ahead of time, then the kids can decorate them for the tree.
  2. Pumpkin pie playdough
  3. Playdough turkeys (cute and you can use the above pumpkin pie playdough with it!)
  4. Construction paper & feathers turkey
  5. Handprint turkeys (I remember these from when I was really young!)
  6. Turkey spoon craft & more turkey spoon crafts
  7. Rice Krispie turkeys – great for those who love rice krispie squares!  And you could use them as bribery that they get to eat them after they have had their dinners!
  8. Really cute turkey finger puppets
  9. Paper bag turkey
  10. Thanksgiving coloring pages
  11. Make turkey counting books – great for toddlers.
  12. Thanksgiving memory game
  13. Coffee filter turkeys
  14. Thankful can & thankful turkey
  15. Make your own candy canes – do this craft to get ready for Christmas!
  16. Cereal box turkeys
  17. Turkeys made from paper plates
  18. Indian Corn artwork
  19. Thanksgiving Day place cards
  20. Corn placemats and thankful tree
  21. Recycled turkey placecards
  22. Turkey pops
  23. Vintage Thanksgiving cards to print
  24. Inexpensive Thanksgiving decor
  25. Thanksgiving Day “Thankful” nature banner (great way to get the kids outside!)
  26. Turkey nut holder
  27. Draw pictures of the Macy’s Day Parade floats – then use them for Christmas cards
  28. Adorable Thanksgiving tree
  29. Turkey hats
  30. Handprint turkey softie
  31. Thanksgiving placemats to color
  32. Pinecone turkey
  33. Patchwork trivet
  34. Pipe cleaner turkey table favors
  35. Thanksgiving Day skits – great for your budding actors and actresses
  36. Make crayons in harvest colors
  37. Turkey cookies & more turkey cookies
  38. Turkey centerpieces out of old gloves
  39. Tampon turkey Thanksgiving centerpiece – this is hysterical!

And lastly, the top five Thanksgiving Day movies from Reader’s Digest, if they get to watch a bit of television.

Have more crafts to share?  Please include them in your comments so we can share them with our readers!  Don’t forget to sign up for our RSS, and you’ll also be entered to win a free exclusive MomsBudget Holiday Planner – draw is on November 20th.

This was posted under category: Crafts, Holidays

Win a MomsBudget Holiday Christmas Planner

Sunday, November 23, 2008 4:09 71 Comments

If you are a fan of our free printable planner pages, you’ll want to be sure to enter this!  We have an exclusive MomsBudget holiday planner, which includes your planner binder with a special MomsBudget cover, and we have printed and inserted every one of our holiday planner pages.  And we are giving this holiday planner FREE to one of our readers!

The planner includes these 20 holiday & Christmas planner pages:

The winner can also choose up to 10 additional planner worksheets to include in the holiday planner.  And we are including multiple packages of scented bath salts, which you can either keep for yourself to de-stress yourself in the busy holiday season, or

So, how can you enter?  Very simply!  There are four ways to enter, and you can enter all four ways if you’d like.

  1. Leave a comment on this post ~ pretty simple!
  2. Leave a comment on any of our other entries.  You will get one entry for making a comment on any of our older entries, and you will also get one additional entry for each new blog post we make between now and the contest close date… so if we post three new blog entries between now and then, you can get three entries if you leave a comment on each of those.  Note: They must be worthy comments. “Me too!” kind of comments don’t count towards entries :)
  3. Subscribe to our RSS feed.  Again, a super easy way to get an additional entry!  Make sure you also make a comment on this entry so we can match up our RSS subscriber entries with names.
  4. Blog about this contest!  Mention about our contest on your blog, and you will get an entry.  And for every ten unique visitors (according to Google Analytics) that your blog sends us, you will get another entry :)

The contest is open now and will close at midnight on November 30th.  If we get more than 200 entries, we will offer a second planner, so we will have two to give away.  And if you win, we will feature you on MomsBudget too, if you’d like!

Good luck to everyone!

This was posted under category: MomsBudget, Printables and worksheets

Do you have a Christmas stash place for presents?

Sunday, November 23, 2008 3:55 2 Comments

Do you have a Christmas stash area for your presents?  How many times have you bought a Christmas present months ahead of the holiday season, only to either forget you bought it or forget where you put it?  Believe me, this happens to a lot of us!  One way to help is to keep a gift giving list, where you keep track of what you have bought for each person, regardless of whether it is February or December.

Another easy way to help keep you organized, and remembering what you have already bought, is to have a Christmas stash area where you put all your presents.  Whether it is in a specific room, such as a spare bedroom or the basement, or a specific place, such as under your bed or at the top of a hall closet, keeping all the presents together in the same location will help you remember everything you have bought when you just have to go to one place to see it all.  It is far easier than when you have presents scattered in hiding spots throughout the house.

When you have a Christmas stash place, you will know where that cute martini glass necklace is that you bought your sister back in April and it will also remind you that you bought your father-in-law a new cordless drill when you bought it in that after Christmas sale last year but promptly forgot about it.

It also means all your gifts are in one place o when you have some spare time, you can do some wrapping in batches, rather than trying to squeeze all the wrapping into a single session a couple of days before Christmas!

It is also great last minute prep work if you plan on doing a ton of Christmas shopping on Black Friday!

This was posted under category: Holidays, Saving Money Tags: , , ,

Quick tricks to increase the life span of your carpet

Saturday, November 22, 2008 1:30 Comments Off on Quick tricks to increase the life span of your carpet

If you have had to replace carpet in the past few years, you know just how expensive it can be!  There are fortunately some tricks to keep your carpet looking newer and lasting much longer.  Here are some things you can do to ensure your carpet has a longer life span

Take off the shoes
Yes, what your mother had nagged about you as a child really works.  Shoes add to the war and tear of the carpet, even if they are perfectly clean.  Make it a rule to never wear shoes in the house, even if they look perfectly clean on the bottoms.

Wear slippers or socks
Have a look at your child’s bare feet and you will probably be amazed at just how grubby they actually are, even when you think they haven’t been walking anywhere in bare feet other than just inside.  And not only that, since feet sweat, walking barefoot on carpet can deposit sweat and oils on the carpet too.  So keep everyone in socks or slippers when walking inside.

Rearrange the furniture
Carpet wears out in those heavy traffic areas first, so make a point of arranging furniture and other decor items around so that the same path doesn’t become completely worn out.  Switch around where the coffee table and sofas are, or move where the kitchen table is regularly (and it also helps to prevent one place having a concentration of spilled food if you have a messy toddler!)  if it is a hallway, place a plan or small table on one side, then switch sides every month or two. Christmas time is a great time to switch up, since most living rooms will be accommodating a large Christmas tree too.

Vacuum at least weekly
The longer dirt sits on carpet, the more opportunity it has to become ground in.  So make sure you regularly vacuum, with a once-a-week routine ideal.  And if you have a shedding pet, you will need to up that to twice or more a week.

Steam clean or hire cleaners
Once or twice a year either steam clean the carpets yourself or hire a professional to do it for you.  Keep your eye out for coupons in your coupon inserts, you will often find discount coupons available for a free room done or a bonus sofa cleaning when the carpets are done.

Comments Off on Quick tricks to increase the life span of your carpet

This was posted under category: Cleaning tips, Uncategorized

Are you haggling to get a better deal?

Friday, November 21, 2008 1:33 Comments Off on Are you haggling to get a better deal?

While some stores don’t seem to be swayed when you try to strike a deal, many surprisingly are.  Here are some tips for haggling so you can get the best deals.

Damaged/Open packaging
If you are buying something that has been previously opened, ask if you can get a deal on it.  Stores have a much harder time turning over goods with opened and damaged packaging, so you can usually save an extra 20-30% off the retail price.  You can even ask them to open the packaging while you are in the store so you can check and make sure all the pieces are still in the opened package… if anything is missing, you can usually get an extra discount… and if it is just a manual, you can often download a copy of it online or request one from the manufacturer.  You can also ask the cashier to mark on the receipt that you purchased an open product if it is something that might have been returned because it didn’t work.

Dated product
If the product is nearing its expiration date (and you know you will use it before that date) ask for a discount. This is especially true for perishables, such as dairy products.  Sometimes if the date is close enough (expires within a day or so) they might even gift it to you for free, especially if you alredy have a cart full of other groceries you are buying, since the section manager might view it as a good will gesture, knowing you are purchasing a significant amount of other groceries too.

Already Reduced
If something has already been reduced (whether it is perishable, or something that is out of season, such as a pair of shorts in December) ask if they can discount it any further.  And it doesn’t hurt to do a price check… if it is clothing, it could have been hiding on a rack when a service person went through with their price gun to show further price reductions, which is a frequent problem in chain department stores.

Meat department deals
Many grocery stores will go and reduce meat that is nearing the best before date.  So become familiar with your grocery store policies, such as if they discount them 2 days before the best before date.  Shopping first thing in the morning you will have a better selection for the meat, then just ask the meat manager to put the discount stickers on them before you go to pay.  It is a great deal, as long as you remember to eat them or freeze them before the best before date.

Price adjustments
Many stores, particularly for clothing, have a policy where you can being your receipt back for a price adjustment if it goes in sale within the next X number of days, usually 14 or 30 days.  Just remember to take your receipt back for the price adjustment!  Most stores offer this simply because most people do not get around to returning for the price adjustment, and if they do, chances are pretty good they will end up buying something else when they come back too!  So be sure to ask if there is a policy, and then watch the sale flyers to see if it goes on sale, then make a point of going back and getting your receipt adjusted.  If you want to skip out on the holiday crowds, plan your trip either as soon as the store opens or closer to the closing time.

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This was posted under category: Grocery shopping, Holidays, Shopping Tags: , , ,

Are you paying for wireless internet when you don’t need to?

Thursday, November 20, 2008 1:31 1 Comment

Do you know that there might be a city-operated wireless WiFi network where you live?  So you could be paying for internet access when you have perfectly good internet access available for free?

The first way to check is to turn on your wireless on your laptop and see what networks you have available.  Most city-operated WiFi networks use an obviously named WiFi network name, so it should be easy for you to identify if there is one available.  It will also give you an idea if you have neighbors with an unprotected wireless network (although you shouldn’t connect to those and leech their WiFi for free!)

There are also several websites you can go to and see if there is a municipal or city operated WiFi network, as many of the larger cities are covered with free WiFi.  WiFinder is one and JIWire is another.

Note that depending on the wireless strength and how many people are using the service that it might not be quick enough to do things such as streaming television shows online, although watching YouTube videos should be fine (although you might have to wait for it to download first before viewing, which can be seen on the video you are viewing by the bar under the video).  But if you are using it for email and random web surfing, it should be fine.

This also means that you can take your laptop along with you to the park or to your daughter’s dance practice, and get connected to the internet while you wait!

This was posted under category: Budgeting & Finances, Saving Money

How to make yogurt covered pretzels

Wednesday, November 19, 2008 2:48 1 Comment

3-ounce regular cream cheese, softened;
5 cups sifted confectioner sugar;
3 tablespoons plain yogurt (you could also use flavored, if you wish)
1 teaspoon vanilla
1/2 cup white chocolate circles or chips (type for candymaking will have the best results)
Bag pretzels (smaller ones shaped as above will work best).

Use a double boiler.  Once water is boiling, place cream cheese, sugar, yogurt and vanilla into saucepan on double boiler, stirring until it is melted (but not hot!).  Add chocolate and stir until melted, it will take a few minutes).  Remove from heat.  Drop pretzels and stif in yogurt chocolate mix.  Use tongs and pull out each pretzel, and place on baking sheets lined with wax or parchment paper.  Allow to harden.

Note: These won’t be the shiny perfect ones you buy in the store, but they aren’t bad!  You will notice the coating will crack on some of them a bit, like teeny tiny lines (they wouldn’t even show up in the photo).  They aren’t that noticeable, though.

These make a perfect gift for kids at Christmas.

This was posted under category: Frugal Gifts